Have your say – Council Tax Reduction scheme review We are reviewing the scheme for working-age people. Disabled Facilities Grants of up to £30,000 are available to carry out adaptation works that will help a disabled person remain living independently in their own home. But you will be charged up to two months’ interest if you choose to settle your loan early. Rates will vary depending on loan amount, term and individual circumstances. The representative APR applies to loans of £7,500 to £25,000 over 12 to 60 months.

I was trying to wait for it to go onto Disney Plus but I don’t think that will be happening anytime soon. Home Improvement is a 90s tv series starring Tim Allen as Tim Taylor, the accident-prone star of a cable tool show. I have fond memories of spottily catching episodes around the irregular schedules of the time, and each one was a hoot. With the whole series now on DVD – and at a great deal, too – it really made a two week holiday in the middle of the lockdown a whole load more enjoyable. Available at a lower price from other sellers that may not offer free Prime delivery.

To get approved for a home improvement loan, you’ll need to fulfil our lending criteria. At Novuna Personal Finance, we have five key requirements for personal loan eligibility. You’ll need to be a permanent resident of the UK and aged 21 or over, in permanent paid employment or retired with a pension, with a good credit history and a bank or building society account. Home improvement agencies are not-for-profit organisations run by housing associations, local authorities and charities. They can help people who own their own homes, or who live in privately rented accommodation, and who are elderly, disabled, or on a low income to repair, maintain or adapt their home. A local authority must give you a disabled facilities grant if you meet the conditions for getting one.

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If you live in rented accommodation and are applying for a disabled facilities grant for work to a communal area of the property in which you live, you should make sure that you’re responsible for doing the work. If your landlord is responsible for doing the work, you’ll not be able to get a grant. If you rent your home and apply to your local authority for help with home improvements, you’ll need to get your landlord’s permission before the local authority will agree to help you. If you’re disabled and the changes are to do with your disability, your landlord shouldn’t refuse permission unless they have a good reason. In some cases, your landlord might be responsible for making the changes.

  • We have the design vision, home renovation and construction expertise to help transform your space with additional units to enhance any kitchen.
  • If you apply online, you’ll get an immediate decision and, if eligible, can digitally sign your loan agreement with us.
  • Find out about your responsibilities and consider what you need to do before you start the build phase of your project.
  • However, if your local authority’s own rules set a time limit, it must pay you within this time limit.
  • This means your monthly Direct Debit payments will be the same every month until your loan is paid off.

This period usually last for 12 months from the property being completed. During this time, the company who built the property are liable for any snagging or repairs the property may need. If you have a disability, an adaptation can help you to move more safely and confidently around your home. We can adapt your home to help you manage steps and stairs and to use bathroom and kitchen facilities. Don’t include any personal or financial information, for example National Insurance, credit card numbers, or phone numbers. In exceptional circumstances, you might be eligible for a repair, renovation or replacement grant for your home.

Planning your project

If your landlord doesn’t agree, this could be disability discrimination and they could be breaking the law. This rule doesn’t apply in some cases where the landlord lives in the same property as you. To apply for a disabled facilities grant, you need to fill in a form which you can get from your local authority. They might ask for information and/or for tests to be carried out before you make a formal application. You might also need to get approval for building regulations, planning, listed building or conservation area purposes.

Cambs HIA is a home improvement agency that assists people living in Cambridge who are elderly or vulnerable, who have disability needs, or who are on a low income. We’ll charge £12 each time a loan payment is late and £12 when a default notice is issued. Sometimes it can really take the pressure off if you don’t have to start repaying your loan straight away, especially if you’ve got extra expenses to cover. Before you apply for a loan think about how much you’ll borrow, how long you’ll need to repay the loan and what the interest could cost.

Probably the most simple application I’ve ever made with an instant decision. With a officialngowari.com loan from Novuna Personal Finance, you can borrow from £1,000 up to £35,000 and repay it over 2 to 6 years. So whatever the size and scale of your project, we’ll have a loan amount to match your plans.

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Double glazed windows and doors should offer aesthetically pleasing beauty that complements your home, with A+ energy efficiency along with security that forms a barrier to protect you and your family. We’re here to guide you through all the available choices, along with the sometimes complicated options to help make buying double glazing products a pleasant and easy process. Making your doors and windows more energy efficient will reduce your energy bills and lower your carbon footprint.